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AI Assistant: Your personalized ChatGPT advisor

Through the AI Assistant, we combine your company-specific data with the power of ChatGPT to creat a customized, intelligent chatbot for you.

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Sign contracts conveniently via smartphone

Swisscom makes electronic signatures suitable for the masses: With Swisscom Sign, the new feature in the My Swisscom app, contracts can be legally signed electronically. To qualify users for legally valid electronic signatures, Swisscom uses the online identification software from ti&m.

More about Swisscom Sign
Our customer VZ Depotbank is one of the most digitalized banks in Switzerland!

Thanks to ti&m Banking and ti&m Trading, VZ ranks third in the 2023 Digitalization Ranking of the Institute for Financial Services (IFZ) at the Lucerne University of Applied Sciences and Arts (HSLU)!

to Success Story
Innovationsranking der Bilanz: ti&m unter den Top-Innovatoren

Das Innovationsranking 2025 zählt ti&m zu den innovativsten Firmen der Schweiz: In den Kategorien «Top 150 Innovatoren Schweiz» und «Innovationskultur» gehört ti&m zu den Top 10.

Discover our awards
New: White Paper «True Lies about AI»


Are the high expectations of AI justified? Many use cases are already working well, others are (still) nothing more than wishful thinking. Our interim assessment after almost two years of ChatGPT.

Download our magazine for free now!
New: White Paper «True Lies about AI»


Are the high expectations of AI justified? Many use cases are already working well, others are (still) nothing more than wishful thinking. Our interim assessment after almost two years of ChatGPT.

Download our magazine for free now!
Services

Our industry expertise includes services in the AI, banking, insurance, public, transportation, e-government, retail and industry sectors.

Products

The ti&m digital banking suite is a modular financial technology platform to deliver fulfilling banking experiences in retail, corporate and private banking.

Industry Solutions

Our industry-specific solutions combine years of industry experience with technological expertise and can be tailored to meet your company's specific needs.

About us

Central information on ti&m: Key data, sites, values, executive board, customers, partners, and much more.

Career

Exciting roles on IT projects, extraordinary events and countless benefits all await you at ti&m. Apply now and surf with us!

Insights

An insight into ti&m – you'll find everything you need to know here about events, academy, ti&m specials, downloads and press releases.

Digital banking overview

Digital banking software products

Transform your digital banking offering with our modular banking software.

A flexible and personalized online banking experience

The modular setup of our ti&m Banking software allows you to adapt your services flexibly and efficiently to the needs of your customers. Create an enhanced user experience at every touchpoint. We combine our expertise and highly scalable technology with a customer-friendly and appealing design. Discover our digital banking software products in detail.

The core modules of our digital banking software products

ti&m Banking

Digital banking

Elevate your mobile and e-banking systems. Discover our flexible, modular banking software ti&m Banking.

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Technology and integration

Integration solutions for core banking systems

Take the complexity out of core banking integrations. Embrace the future with our integration solutions in your core banking and third-party systems.

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Open Banking

Open Banking with ti&m

Open banking is gaining a foothold in the Swiss banking market. With the new platform bLink from SIX financial services, the industry is shaping its response to open finance.

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Digital identification

Digital onboarding

Becoming a customer is not a task, it’s an experience with ti&m Onboarding. Meet the leading AI-driven onboarding and identification solution.

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ti&m Trading

Trading platform

A trading platform with real-time market data and high entertainment factor that gives customers the «Professional Trader Feeling». 

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ti&m SME Banking

The banking solution for SMEs

SMEs need a different kind of banking than corporate or private clients. This is why we have expanded our banking platform to include modules that offer SMEs the service they need.

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Our client, VZ VermögensZentrum, is one of the most digital banks in Switzerland!

E-banking, online customer onboarding, and trading platform: Thanks to our solutions, VZ VermögensZentrum will remain one of the most digital retail banks in Switzerland in 2024.

The link leads to the new HSLU study "Most Digital Swiss Retail Bank in Private Banking 2024".

To the Study

Future-proof banking software trusted by leading financial institutions

The strengths of our digital banking products

Seamless experience

Modular banking anywhere and on any device.

Leading technology

Superior technology as the basis for open innovation.

Hollistic design

Serve the entire value chain.

Developed by experts

High level of expertise in banking projects.

Discover ti&m Banking

Our success stories

Many banks are already using ti&m's software products. 

VZ Depotbank

A finance portal for the digital future

Thanks to the new finance portal, VZ Depotbank can make its entire range of products and services available to its customers in a user-friendly banking solution.

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Success story

CIC eLounge

CIC eLounge is Bank CIC’s new mobile and e-banking platform, built using our digital banking modules. It’s customizable and user friendly, giving CIC customers a holistic experience on every device.

Read full case study
Fabian Braunwalder

Head of Products & Banking Innovations

Fabian Braunwalder

Ready to transform your bank with cutting-edge technology?