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AI Assistant: Your personalized ChatGPT advisor

Through the AI Assistant, we combine your company-specific data with the power of ChatGPT to creat a customized, intelligent chatbot for you.

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Sign contracts conveniently via smartphone

Swisscom makes electronic signatures suitable for the masses: With Swisscom Sign, the new feature in the My Swisscom app, contracts can be legally signed electronically. To qualify users for legally valid electronic signatures, Swisscom uses the online identification software from ti&m.

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Our customer VZ Depotbank is one of the most digitalized banks in Switzerland!

Thanks to ti&m Banking and ti&m Trading, VZ ranks third in the 2023 Digitalization Ranking of the Institute for Financial Services (IFZ) at the Lucerne University of Applied Sciences and Arts (HSLU)!

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Innovationsranking der Bilanz: ti&m unter den Top-Innovatoren

Das Innovationsranking 2025 zählt ti&m zu den innovativsten Firmen der Schweiz: In den Kategorien «Top 150 Innovatoren Schweiz» und «Innovationskultur» gehört ti&m zu den Top 10.

Discover our awards
New: White Paper «True Lies about AI»


Are the high expectations of AI justified? Many use cases are already working well, others are (still) nothing more than wishful thinking. Our interim assessment after almost two years of ChatGPT.

Download our white paper for free now!
New: White Paper «True Lies about AI»


Are the high expectations of AI justified? Many use cases are already working well, others are (still) nothing more than wishful thinking. Our interim assessment after almost two years of ChatGPT.

Download our white paper for free now!
Services

Our industry expertise includes services in the AI, banking, insurance, public, transportation, e-government, retail and industry sectors.

Products

The ti&m digital banking suite is a modular financial technology platform to deliver fulfilling banking experiences in retail, corporate and private banking.

Industry Solutions

Our industry-specific solutions combine years of industry experience with technological expertise and can be tailored to meet your company's specific needs.

About us

Central information on ti&m: Key data, sites, values, executive board, customers, partners, and much more.

Career

Exciting roles on IT projects, extraordinary events and countless benefits all await you at ti&m. Apply now and surf with us!

Insights

An insight into ti&m – you'll find everything you need to know here about events, academy, ti&m specials, downloads and press releases.

ti&m Banking

A modular engagement banking platform

Elevate your mobile banking. Discover our flexible, modular banking software: ti&m Banking.

A banking platform that helps you get ahead of the competition

Digital banking is about more than just transactions. With an unprecedented level of openness and modularity, ti&m Banking can transform your mobile banking app, web portal and back office to create a unified experience like no other. Discover how our modular online banking platform can supercharge your business. Create an enhanced user experience at every touch point, taking advantage of our expertise in pairing highly scalable technology with customer-friendly and engaging design.

Why ti&m Banking

What makes us the right solution for your bank.

Swiss banking expertise

Made in Switzerland

With over 25 Years of experience as the leading software provider for the Swiss financial services industry, we understand the market, the developments and the trends as well as your challenges.

Technological excellence

Leading technology

Our solutions have been recognized by banking analysts on a global scale. We offer the most sustainable and most complete banking platform in the market. You can rely on that.

Minimize your risk

A partner from beginning to end

We guide you through the entire implementation project, making sure you will have a working platform in the end. With a team of designers, engineers, consultants and project leads, we have the full spectrum of experts you need to be successful.

Independent analyst reviews

Analysts around the world have recognized the quality of our banking platform and how it has helped our clients.

2024

HSLU Ranking

VZ Vermögenszentrum won 3rd Place at Most Digital Swiss Retail Bank in Private Banking 2024

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2023

HSLU Ranking

VZ Vermögenszentrum won 3rd Place at Most Digital Swiss Retail Bank in Private Banking 2023

Learn more

2023

Forrester Case Study

VP Bank: Using Domain Driven Integration and Event-Driven Architecture to accelerate Innovation

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2022

Forrester Landscape Report

The Digital Banking Engagement Platform Landscape Report, Q1 2023

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Our platform's benefits are your bank's advantages

The technological core of our platform is exceptionally robust. It's constructed with a modular software architecture and engineered for openness. Every element is designed to ensure that it can be managed or expanded without the need for specialized expertise.

#1

Modularization and customization

Our platform is built modular to increase speed and flexibility of your bank's mobile and e-banking solution.

#2

Open by
design

Our solutions are built with openness in mind to plug into new and existing solutions ecosystems.

#3

Standardization and automation

We use as much as possible standard parameters, which are vendor agnostic and don't require vendor specific knowledge.

#4

Decoupling from
other systems

Our solutions are decoupled from other systems and can be used as stand-alone or in combination.

Our integration solution for core banking systems

Our product is built to integrate into your core banking system and yet offer your full flexibility in your business and client applications. Find out more about our ti&m Banking Integration.

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ti&m Banking: Fully enhanced mobile banking experience

With ti&m Banking, you will find all functions arranged effectively across all channels. Thanks to our focus on mobile, you can create the best possible customer experience on all channels with the same product. 

Discover ti&m Banking

Erfahren Sie mehr über ti&m Banking in unserer Produktbeschreibung.

The core modules of our digital banking platform

Payments made easy

Manage all payments in an intuitive interface.

Bills have never been easier with bulk scanning from the mobile phone app.

Multi-banking support

Become the centre of your customers’ financial world.

Let them manage accounts from different banking relationships through one convenient interface – yours.

Lending

Streamline the customer credit transactions journey with our intuitive interface.

Leverage advanced financial calculators for mortgage, pensions and budget to support existing customers or acquire new ones.

Portfolio evaluation

Make tracking, monitoring, and issuing new trades easy.

Provide customers with data visualizations and integrate the latest market data to explain market trends, assess portfolio performance and provide outstanding investment advice.

Risk profiling

Unrivalled user experience for investment management

Automate screening and analyzing of customer risk profiles and adjust products accordingly.

Advanced search

Empower customers and advisors with the best self-service tools.

Leverage advanced global search to find answers through the entire system or offer visualized reports that are customizable and easy to read.

Success story

CIC eLounge

CIC eLounge is Bank CIC’s new mobile and e-banking platform, built using our digital banking modules. It’s customizable and user friendly, giving CIC customers a holistic experience on every device.

Read full case study

VZ Depotbank

A finance portal for the digital future

Thanks to the new finance portal, VZ Depotbank can make its entire range of products and services available to its customers in a user-friendly banking solution.

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Fabian Braunwalder

Head of Products & Banking Innovations

Fabian Braunwalder

Transform your bank with the latest technology.
Contact us and get started today.